FINANCIAL OPERATIONS SYLLABUS

This course presents basic topics in macro and microeconomics, and the principles and practices of banking, credit, and consumer lending in the United States.  Additional emphasis is placed on money, credit and banking, economic growth and stability, use of limited resources, characteristics of different economic systems and institutions, taxation and budgeting, labor management relations, and sales.  The students become familiar with the major functions of banks and other financial intermediaries, central banking by the Federal Reserve System, and modern trends in the finance industry.  The students are also introduced to credit functions, principles of credit risk evaluation, loan creation, debt collection, and stocks and bonds. 

Work completed in this course will be graded using a point system. To calculate grades, the number of points earned will be divided by the total number of points possible.

Grades will consist of the following:
Daily Class Assignments
Projects & Tests/Quizzes

MATERIALS REQUIRED: The following materials should be brought to class daily.


Folder with pockets and a place to attach notebook paper (This folder will be used for class notes, handouts, etc. and must be kept organized and up-to-date.)

A book to read for SSR (Silent Sustained Reading) pencils, pens, flash drive

ATTENDANCE: Standard school policy will apply.

TEST POLICY: Standard school policy will apply. Students will have the opportunity to make-up tests/quizzes before school each Wednesday from 6:45

HOMEWORK POLICY: Generally there will be no homework for this class because most of the assignments are completed with the computers in our lab. However, occasionally the students may have an assignment to be completed at home. In that event, the following rule applies: Homework assignments will not be accepted late without penalty (loss of points)-One day late, ½ credit deduction; two days late, no credit (ZERO). If absent from class, Standard school policy will apply with regard to makeup time permitted. In the real world, people are fired from jobs for not meeting deadlines.

If it is past the deadline date or past the specified time permitted by school policy to make-up work, the work cannot be turned in for credit. You are given a daily agenda regarding class work so you can stay current with class assignments, notes, tests, etc. Additionally, assignments are posted on a weekly basis at www.schoolnotes.com. Check the web regularly. Meeting deadlines is one key to success in the classroom and on the job.


CHEATING: Obtaining information from any sources other than those prescribed by the teacher for the specific assignment is CHEATING. Some examples of cheating are.

-Having a cheat sheet

-Copying from someone else�s paper during a test or homework

-Using a cell phone during a test

-Talking during a test

-Plagiarism

-A student giving information will be considered as guilty of cheating as the student who receives the information.

If a student is found to be cheating, the parent will be notified and the student will receive a ZERO for the assignment, test, etc. Possibly a referral will be sent to the student�s principal.


CLASSROOM MANAGEMENT: Standard School Policy regarding behavior and dress code as described in the Code of Conduct Book will apply. In addition, the following rules have been developed to ensure a successful learning environment.


Respect and professional behavior toward teacher and classmates must be displayed at all times. Positive attitudes are extremely important for success on the job, promotions, raises, etc. The classroom is a training ground for the way you will behave on the job. Treat others as you would like to be treated.


Come to class prepared (folder, pen, pencil, flash drive etc.). No visits to cars or other classes. You cannot show up for work, and then ask your manager to go home for something.

NO IPODS, MP3 players, head phones, cell phones ETC are to be used in class.

Cells phone are to remain off and in a students backpack or purse.

Students must sit in the assigned seat the entire period.

Passes are limited to 2 per grading period.

Due to the importance of our curriculum, students will not be permitted to play computer games, surf the web, visit chat rooms, or check personal e-mail. If time permits, students may utilize the FCAT practice tutorial on the computer to prep for this exam. Extra credit assignments will always be available. Unauthorized use of the computer is when a student uses the computer for anything other than the assigned class work. The student will receive a ZERO for each occurrence.

Due to the expensive equipment in the classroom, absolutely NO EATING AND DRINKING is permitted. To keep our classroom LOOKING GOOD, please leave your work area extremely neat before leaving class. If you see something that needs cleaned-up do it!! This attitude shows initiative, and is exactly what employers are looking for in good employees. Those with initiative get the promotions and the raises. An its not mine or I didn�t do it� attitude is unacceptable.

Take care of the computers as if your life depends on it. Under no circumstances are you permitted to download programs, delete programs, or change the settings. Do not abuse, write on, disconnect, etc. the computers. Moving a mouse or keyboards to a different machine is not permitted. Failure to comply with this request will result in a REFERRAL.

Remain in your seat until the bell�I will dismiss class when all students are sitting quietly and the classroom is in order.

Combing hair, putting on make-up, or perfume in class is unprofessional and not permitted in class. These activities should be done in the restrooms.

22.0            COMPARE THE DIFFERENCES BETWEEN THE VARIOUS ECONOMIC SYSTEMS--The student will be able to:

29.01         Describe the terms "market" and "market system."  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.1

29.02         Compare and contrast major features of a variety of economic systems.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.1, SS.D.2.4.6

29.03         Explain the basic principles of a market system.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.1, SS.D.2.4.1

29.04          Explain factors that have led to an increased international interdependence.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

29.05         Explain concepts associated with trade between nations.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

30.0            EXPLAIN THE NATURE OF AMERICAN CAPITALISM THROUGH ITS VARIOUS CONCEPTS--The student will be able to:

30.01         Describe the characteristics of America’s market economy.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.1, SS.D.2.4

30.02         Explain the impact of supply and demand on the American economy.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.1, SS.D.2.4.1, SS.D.2.4.2

31.0            EXPLAIN THE PROFIT MOTIVE IN OUR ECONOMIC SYSTEM--The student will be able to:

31.01         Interpret the term "profit."  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.1, SS.D.2.4.1, SS.D.2.4.2, SS.D.2.4.3, SS.D.2.4.4, SS.D.2.4.5, LA.C.3.4.3

31.02         Explain the role of the profit motive in investment decisions.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.1, SS.D.2.4.3, SS.D.2.4.4, SS.D.2.4.5

32.0            DEMONSTRATE BY EXAMPLES CAPITAL MARKETS AND THE ROLE SECURITIES HAVE WITHIN THESE MARKETS--The student will be able to:

32.01         Develop reasons for corporate efforts to raise capital.  SS.D.2.4.4, LA.C.3.4.5

32.02         Explain a variety of methods available to corporations for raising capital.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.3, SS.D.2.4.5

32.03         Show the major purposes of corporate annual reports.  LA.C.3.4.5

33.0            DEVELOP SKILL IN INTERPRETING THE FINANCIAL SECTION OF THE DAILY NEWSPAPER--The student will be able to:

33.01         Identify important financial data components found in the financial section of a daily newspaper.  LA.A.1.4.2, LA.A.1.4.3, LA.A.1.4.4, LA.B.1.4, LA.B.2.4, LA.C.3.4 

33.02         Demonstrate the importance of data relating to daily trading of a stock as listed in the business section of the newspaper or on the Internet.

34.0            DEMONSTRATE AN UNDERSTANDING OF THE DIFFERENT TYPES OF BUSINESS ORGANIZATION--The student will be able to:

34.01         Compare the features of proprietorship, partnership, and corporation.  SS.D.2.4.3, LA.B.1.4

34.02         List the advantages and disadvantages of forming a corporation.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.1, SS.D.2.4.3

34.03         Discuss reasons for corporate acquisitions and mergers.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.1, SS.D.2.4.3, SS.D.2.4.4, SS.D.2.4.5

35.0            OUTLINE THE ROLE THE FEDERAL RESERVE SYSTEM PLAYS IN OUR MONEY, CREDIT, AND BANKING PROCESSES--The student will be able to:

35.01         Define money and the role it plays in the American economic system.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.3, SS.D.2.4.4

35.02         Describe the role financial institutions play in the economic growth and development of a society.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, LA.B.1.4

36.0            SUMMARIZE HOW ECONOMIC GROWTH AND STABILITY IMPACT THE BUSINESS CYCLE--The student will be able to:

36.01         Interpret the concept of economic growth.  SS.D.2.4.5, LA.B.1.4

36.02         Explain the various business cycles that occur in our society.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4.1

37.0            STATE THE BANKING CONCEPT AS USED IN AMERICA--The student will be able to:

37.01         Identify the basic functions of banks.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4.1, LA.C.3.4.2, LA.C.3.4.3, LA.C.3.4.4, LA.B.1.4

      Describe the services offered by a full service bank.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.4

37.03         Identify financial services offered by major non-bank competitors.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.4

37.04         15.04 Explain the importance of the selling of financial services by all financial institutions.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.4

38.0            OUTLINE THE HISTORICAL TRANSITION THE BANKING SYSTEM IN AMERICA HAS TAKEN FROM ITS EARLY YEARS TO ITS CURRENT POSITION--The student will be able to:

38.01         Review the Federal Reserve System's various roles in financial services industry.  SS.D.2.4.4, LA.B.1.4

38.02         Identify the major Federal banking laws and their role in financial services industry.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.4

38.03         Diagram the organization of the Federal Reserve.  SS.D.2.4.4, LA.B.1.4

38.04         Identify new financial products and services offered by a variety of financial institutions.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.4

39.0            DEFINE BANKING OPERATIONS--The student will be able to:

39.01         Identify the major departments of financial institutions.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

39.02         Describe the characteristics of a time deposit transaction.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

39.03         Identify types of negotiable instruments.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

40.0            ANALYZE THE TYPES OF INVESTMENTS USED BY BANKS--The student will be able to:

40.01         Identify the role of financial intermediaries.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

40.02         Identify the most profitable assets for a bank to hold.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

41.0            EVALUATE THE EFFECTIVENESS 0F BANK REGULATION AND EXAMINATION--The student will be able to:

41.01         Describe the audit function of a bank.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

41.02         Identify the agencies responsible for bank regulation.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

42.0            IDENTIFY TERMINOLOGY UNIQUE TO THE FINANCE AND FINANCE-RELATED INDUSTRIES--The student will be able to:

42.01         Identify and define commonly used financial terms, such as income, expense, and profit.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.5

42.02         Identify and record financial data using correct terminology.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

43.0            DESCRIBE THE ROLE OF CONSUMER CREDIT IN TODAY'S SOCIETY--The student will be able to:

43.01         Define consumer credit.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

43.02         Identify major providers of consumer credit.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

43.03         State the reason(s) consumer credit exists.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

44.0            IDENTIFY THE PRINCIPLES OF SAVING AND BORROWING--The student will be able to:

44.01         Describe the importance of credit to consumers in the American marketplace.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

44.02         List the criteria for judging an individual's credit worthiness. LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

44.03         Describe three different types of consumer credit discrimination. LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

44.04         Describe a strategy for increasing an individual's savings.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

45.0            IDENTIFY CAREER OPPORTUNITIES AVAILABLE IN THE CONSUMER CREDIT FIELD--The student will be able to:

45.01         List the various careers in consumer lending.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

45.02         Outline an organization chart for the consumer lending department of a financial institution.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

46.0            DESCRIBE CONSUMER CREDIT PRODUCTS--The student will be able to:

46.01         Identify the characteristics of consumer credit products (i.e., open ended, secured and unsecured, short and long term).  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4.1

46.02         Describe the benefits and risks of credit and debit card use.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4.1

46.03         Name the activities involved in a credit transaction.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

46.04         Match a mortgage to a home equity loan.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

47.0            DEFINE RISK AND CONSUMER LENDING--The student will be able to:

47.01         Define a credit risk.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

47.02         Construct a profile of a good credit risk.  SS.D.1.4.2, LA.B.1.4

47.03         Explain the method an institution uses to price a loan.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

48.0            OUTLINE THE PROCEDURES UTILIZED IN PROCESSING A CREDIT APPLICATION--The student will be able to:

48.01         Outline the information needed on a credit application.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

48.02         List the documents involved in consumer lending.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

48.03         Develop a letter to notify the applicant of a credit decision.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, SS.D.1.4.2

49.0            DEMONSTRATE THE PROCEDURES UTILIZED IN GATHERING CREDIT INFORMATION--The student will be able to:

49.01         Demonstrate a loan interview.  LA.B.1.4

49.02         Complete a loan application. LA.B.1.4

49.03         Outline the procedures involved in credit verification.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

49.04         Explain the function of a credit bureau.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4

50.0            OUTLINE THE PROCEDURES USED IN EVALUATING A LOAN--The student will be able to:

50.01         Analyze a credit grading system. SS.D.1.4.2, LA.B.1.4

50.02         Describe signals that may be fraud indicators.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

50.03         Analyze the reasons why credit information should be verified.  SS.D.1.4.2, LA.B.1.4

51.0            IDENTIFY THE DOCUMENTS AND PROCEDURES UTILIZED IN CLOSING A LOAN--The student will be able to:

51.01         Explain the significance of a loan closing.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

51.02         Identify the documents involved in general consumer lending.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

52.0            OUTLINE THE METHODS UTILIZED IN SERVICING A LOAN--The student will be able to:

52.01         Describe how consumer loans are serviced.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

52.02         Outline collection procedures for a consumer loan.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

52.03         Define bankruptcy.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.1

52.04         Outline the job responsibilities of a bankruptcy specialist.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4

53.0            EVALUATE THE ROLE AUTOMATION PLAYS IN THE BUYING AND SELLING OF SECURITIES--The student will be able to:

53.01         Identify the key terms relating to stock trading.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.5

53.02         Outline the sequence of events in making a stock trade.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.5

54.0            IDENTIFY THE LAWS AND REGULATIONS FOR CONSUMER PROTECTION--The student will be able to:

54.01         Interpret the purpose of the Truth-In-Lending Act.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

54.02         Explain the major provisions of the Equal Credit Opportunity Act.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4.1

54.03         Explain the importance of the Fair Credit Billing Act.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.1.4.2

55.0            DEMONSTRATE EMPLOYABILITY SKILLS--The student will be able to:

55.01         Identify and utilize resources used in a job search (e.g., networking, newspaper, Internet).  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, MA.A.3.4.2, SC.H.3.4.5, SC.H.3.4.6, SS.D.1.4.1

55.02         Discuss importance of drug tests and criminal background checks in identifying possible employment options. LA.A.1.4, LA.B.1.4, LA.B.2.4.2, LA.B.2.4.4, LA.C.1.4.1, LA.C.3.4, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.D.2.4.4, LA.D.2.4.5, SC.H.3.4.1, SC.H.3.4.3, SS.A.5.4.7

55.03         Identify steps in the job application process including arranging for references and proper documentation (e.g., green card).  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, MA.A.5.4.1, SC.H.3.4.6

55.04         Identify procedures and documents required when applying for a job (e.g., application, W-4, I-9).  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, MA.A.5.4.1, SC.H.3.4.6, SS.A.5.4.7

55.05         Prepare a resume (electronic and written), letter of application, follow-up letter, acceptance/rejection letter, letter of resignation, and letter of recommendation.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4.3, LA.B.2.4.4, MA.A.1.4.1, SC.H.3.4.2

55.06         Identify and demonstrate appropriate dress and grooming for employment.  LA.A.2.4.4, LA.A.2.4.7, LA.A.2.4.8, LA.C.3.4.3 SC.H.3.4.3

55.07         Identify and demonstrate effective interviewing skills (e.g., behavioral).  LA.A.1.4.3, LA.C.1.4.1, LA.C.1.4.3, LA.C.3.4.1, LA.C.3.4.2, LA.C.3.4.3, LA.C.3.4.4, LA.D.1.4, LA.D.2.4.1, MA.A.1.4.1, MA.A.1.4.3, SC.H.3.4.3, SS.C.2.4.3

55.08         Describe methods for handling illegal interview and application questions.  LA.A.1.4.2, LA.A.1.4.3, LA.A.2.4.2, LA.A.2.4.4, LA.A.2.4.5, LA.A.2.4.8, LA.B.1.4, LA.B.2.4.2, LA.B.2.4.3, LA.B.2.4.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.2, LA.C.3.4.1, LA.C.3.4.2, LA.C.3.4.4, LA.C.3.4.5, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4, SC.H.3.4.1, SS.A.5.4.7

55.09         Discuss state and federal labor laws regulating the workplace (e.g., Child Labor Law, sexual harassment, EEOC, ADA, FMLA, OSHA).  LA.A.1.4, LA.B.1.4, LA.B.2.4.2, LA.B.2.4.4, LA.C.1.4.1, LA.C.1.4.3, LA.C.3.4, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.D.2.4.4, LA.D.2.4.5, SS.C.2.4.3, SC.H.3.4.4

55.10         Identify positive work attitudes and behaviors such as honesty, compassion, respect, responsibility, fairness, trustworthiness, and caring.  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, SC.H.3.4.3

55.11         Identify ways to work cooperatively in a business situation with diverse populations and the physically challenged. LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6

55.12         Describe importance of producing quality work and meeting performance standards.  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, SC.H.3.4.2

55.13         Identify personal and business ethics (e.g., preventing theft, pilfering, and unauthorized discounting).  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, MA.A.1.4.1, MA.A.1.4.2, MA.A.1.4.3, MA.A.1.4.4, SC.H.3.4.3, SS.C.2.4.3, SS.C.2.4.6

55.14         Demonstrate orderly and systematic behavior by creating and maintaining a monthly planner.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.D.1.4, LA.D.2.4, LA.E.2.4.4, LA.E.2.4.6, LA.E.2.4.8, MA.A.5.4.1, MA.B.1.4.2

55.15         Identify qualities typically required for promotion (e.g., productivity, dependability, responsibility).  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, SC.H.3.4.3

55.16         Identify how to prepare for job separation and re-employment.  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6, SC.H.3.4.5

55.17         Create and maintain a portfolio of documents for job placement (e.g., resume, letters of recommendation, awards, evidence of participation in school/community/volunteer activities, employer evaluations).  LA.A.1.4.3, LA.B.1.4, LA.B.2.4.1, LA.B.2.4.2, LA.B.2.4.3, MA.A.1.4.1, MA.A.1.4.4, SC.H.3.4.5, SC.H.3.4.6

55.18         Identify and practice stress management and relaxation techniques.  LA.A.1.4, LA.A.2.4, LA.B.1.4, LA.B.2.4, LA.C.1.4.3, LA.C.1.4.4, LA.C.2.4.1, LA.D.1.4.2, LA.D.1.4.3, LA.D.2.4.1, LA.E.2.4.6

55.19         Maintain confidentiality of business matters.

55.20         Discuss importance of practicing positive customer service skills.  LA.A.1.4.3, LA.B.1.4, LA.C.1.4.1, LA.C.1.4.2, LA.C.1.4.4, LA.C.3.4.1, LA.C.3.4.2

56.0            SUMMARIZE GLOBAL BANKING FUNCTIONS--The student will be able to:

56.01         Describe the promotion of global trade.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

56.02         Analyze the global credit crisis.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

56.03         Identify global exchange services.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.0            DEFINE GLOBAL TRADE--The student will be able to:

57.01         Describe what takes place during the rise or fall of the exchange rate of the U.S. dollar.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.02         Outline the advantages and disadvantages of a protectionist policy.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.03         Identify possible solutions to the problem of meeting global competition.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.04         Distinguish between imports and exports.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.05         Discuss the financial interdependence of nations.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.06         Explain the advantages and disadvantages of global trade.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.07         Define the major agreements governing the world:  General Agreement on Tariffs and Trade (GATT), North American Free Trade Agreement (NAFTA), European Union (EU), ASEAN Free Trade Area (AFTA), and Southern Cone Common Market (Mercosur).  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.08         Discuss the U. S. balance of trade.  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6

57.09         Know terms:  trade, tariff, quota, embargo, voluntary export restraints, most favored nation status, foreign trade zones, export, import, dumping, kickbacks, international monetary fund (IMF).  LA.A.1.4.3, LA.B.1.4, LA.B.2.4, LA.C.3.4, SS.D.2.4.6  

Favorite Links

APA Formatting:

APA style.org (2007). Retrieved August 7, 2008, from

http://www.apastyle.org/

StyleWizard.com (2001).The APA wizard. Retrieved August 7, 2008, from

http://www.stylewizard.com/apa/apawiz.html

The Landmark Project (2006). Landmarks son of citation machine. Retrieved August 7, 2008,

from http://citationmachine.net/

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